Whether it’s converting your basement into a rental suite, adding an Accessory Dwelling Unit (ADU) in the backyard, or buying a duplex and living in one side, that extra income can go a long way. Lenders often count your projected rental revenue when calculating your loan eligibility, which means you could qualify for a larger mortgage and land a property that might otherwise be out of reach.

Beyond just getting in the door, house hacking helps you:

• Grow equity faster – Your tenants help pay down your mortgage.
• Lower your living expenses – Reduce (or even eliminate) your monthly payment.
• Build a scalable investment plan – Use the equity and experience from your first property to expand your portfolio.

In a competitive market like Spokane, creativity is key. An ADU or extra rental unit doesn’t just put more money in your pocket—it can accelerate your journey toward financial freedom.

If you’re ready to explore house hacking opportuninties, or turn your home into a wealth-building machine, let’s talk strategy. We’ll explore what’s possible for your budget, your goals, and Spokane’s unique opportunities.